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How to Redeem a Certificate

Fixed Rate Certificates

  1. Locate the original certificate and sign it in the indicated area.
  2. Write a letter of instruction to NCP, or use the maturity notice you received three to four weeks before the maturity date of the certificate.
  3. Include a voided check if you would like the funds transferred directly to your bank account.
  4. Mail the original certificate, your letter or maturity notice and a voided check to:
    National Covenant Properties
    8303 W. Higgins Road
    Chicago, IL 60631

Early redemptions are reserved for unexpected financial emergencies and approved on a case by case basis. We ask investors to honor the terms of their fixed rate investment.

Variable Rate Certificates

  1. Locate the original certificate and sign it on the back.
  2. Write a letter of instruction to NCP indicating full or partial redemption.
  3. Include a voided check if you would like the funds transferred directly to your bank account.
  4. Mail the original certificate, your letter and a voided check to:
    National Covenant Properties
    8303 W. Higgins Road
    Chicago, IL 60631

or answers to other questions related to certificates (reissuing, adding or removing a joint owner), please reference our FAQs or contact Maren.

*The offer and sale of the Certificates is limited to persons who, prior to receipt of our Offering Circular, were members of, contributors to, participants in, or affiliates of The Evangelical Covenant Church, including any program, activity, or organization that constitutes a part of The Evangelical Covenant Church, or any of its conferences, or any congregation of The Evangelical Covenant Church, or other persons who are ancestors, descendants, or successors in interest to such persons (Investors). This does not constitute an offer to sell or the solicitation of an offer to buy the Certificates. There shall not be any sale of the Certificates in any state in which such offer, solicitation, or sale is not authorized. The offering is made solely by the Offering Circular. The offering of Certificates involves certain risks, which are more fully disclosed in the Offering Circular under the heading “Risk Factors.” In the event NCP exercises its right to redeem a Certificate prior to maturity and upon sixty (60) days notice to the holder thereof, payment of the outstanding principal and interest will be paid to the holder to the date of redemption.

The Variable Rate Certificates, Demand Investment Accounts, Individual Retirement Account (IRA) Certificates, Health Savings Account (HSA) Certificates and 403(b) Certificates are not available for sale to investors residing in South Carolina. The Variable Rate Certificates and Demand Investment Accounts are not available for sale to investors residing in Louisiana. NCP’s Certificates are not insured by any governmental agency or private insurance company, including the Federal Deposit Insurance Corporation, or any state bank, insurance fund, or any other governmental agency.