You Invest. We Lend.

Ministry Grows.

Your building is your most valuable ministry tool, contact us today to dream about the future.

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With your investment and commitment to building the future, together we are weaving a fabric of ministry growth across the Covenant.

You make a difference in growing the kingdom of God with your investments.

Your investment expands Covenant ministry from coast to coast. Here you make a difference in growing God’s kingdom.

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Real Estate Coaching

Finding it hard to see the forest for the trees when it comes to real estate questions? National Covenant Properties provides complimentary advice, perspective, experience and professional connections to assist Covenant ministries in all matters related to land acquisition, facility development, and financing.

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Whether you’re looking for real estate to build a new facility or expand your current space, or considering a loan for church improvements, NCP helps you navigate the process with passion, integrity and wisdom.

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At NCP we know your name and share in your joys and sorrows as we take the time to hear how God is at work in your life. We have many investment options to serve you: Demand Investment Accounts, 30-Month and Five-Year Fixed Rate Certificates, IRAs and HSAs.

We’re building the future.

Through a deep understanding of the challenges and changes of ministry, a warm personal customer service, and quality investments NCP is a reliable partner well beyond the date an investment is made or a loan is signed. Our partnership serves individuals, congregations and organizations who share our commitment to Kingdom-building, today, tomorrow, and for generations to come. We equip Covenant churches and individuals to help grow the Kingdom of God through loans and investments that drive ministry like no other resource.

Contact Us Today


Years of Ministry Growth

We’ve been serving member churches and affiliate organizations of the Evangelical Covenant Church since our founding in 1970.


Active Loans

With commitments of $271.5 million, our loans to churches and affiliates are what fuels ministry growth.



Every investor is more than an account number, they are chapters in the legacy story of NCP.


Million Total Certificates

These investments earn more than just interest, they are the foundation of the funds used to provide loans to Covenant ministries.

“When I called to report the death of my father, I didn’t expect the person on the other end of the phone to know him by name. Thank you for taking the time to share in our grief. My sister and I appreciated your kindness and service through settling our fathers estate.”

Ava Fain
Beneficiary of an NCP Investor

“NCP is a ministry and ministry is different from a bank. We couldn’t have built our church without them. People have come to Christ because we have a loan for a building, and they walked into it. That wouldn’t have happened without NCP.”

Andy Tilly
Executive Pastor Westmoore Community Church

“Hearing ministry stories from NCP helps me as an investor realize that yields on an investment at NCP are much more than financial growth. My investments at NCP contribute toward bringing Jesus into the world in other ways my giving just can’t provide.”

Damon Woods
NCP investor

“NCP provided personalized consultation, specific to our ministry, at every step of our building search. They knew which questions to ask to which people and gave us a sense of security that our lender was acting in our best interest.”

Jono Shaffer
Executive Pastor Ocean Hills Covenant Church